Skip to main content

Errors & Omissions Insurance for Insurance and Financial Professionals

Buy Errors & Omissions online. Financial professionals & Insurance Agents report savings up to 20%. **

Want to speak with an E&O Specialist?
Call (877) 334-7646

We Make Buying E&O Insurance Online Easy for Insurance Agents and Financial Professionals

AdvisorCovered.com has removed the friction. In three easy steps, you can buy E&O Insurance and print your documents. Get your quote, choose your coverage, and download proof — all online, all in minutes.

Choose Your Program

Select E&O, General Liability, or BOP — we’ve got you covered.

Get Your Quote

Fast, secure, and personalized to your business.

Buy Your Policy

No paperwork, no waiting — just coverage in minutes.
Nationwide Insurance Group

E&O insurance offered through AdvisorCovered.com is backed by the Nationwide Insurance Group, providing the financial strength and stability you expect from a nationally recognized carrier.

E&O Insurance for Life & Health Insurance Agents.

Life Insurance Agent

Protecting your professional reputation shouldn’t be complicated. Our Life & Health Insurance Agent E&O insurance is built for how advisors and agents actually work — flexible, affordable, and easy to get online. Whether you’re independent or part of a firm, you’ll get the protection you need without the paperwork.

  • check Tailored for Individual Life Agents and Agencies – Options include core life insurance transactions, fixed & variable annuities, and agents selling Series 6 products.
  • check Need coverage for other lines of business? – When you buy a Life & Health Insurance agent E&O Insurance policy, you can add Personal Lines, Commercial Lines, and even expanded coverage to specialty and E&S policy transactions.
  • check Instant proof of coverage – Quote, buy, and download your certificate in minutes.
  • check Backed by an A-rated carrier – Reliable protection from trusted insurance partners.
  • check Built for flexibility – Individual and firm options, with limits and deductibles that fit your business.
See if You Can Save 20%. Get a Quote today?

E&O Insurance For Property & Casualty Insurance Agents

P&C Insurance Agent

Property &  Casualty Insurance Agents handle high-touch policyholders with a higher frequency of loss. They need E&O protection that’s affordable and there when they need it. Our P&C Agents E&O insurance is built for the modern P&C agent — flexible, affordable, and easy to get online. Whether you’re an individual agent or an agency, you’ll get the protection you need without the paperwork.

  • check Tailored for Individual P&C Agents and Agencies – Choose the coverage that works for your practice: Personal Lines, Commercial Lines, or both. Offer Specialty products or E&S coverage options are available.
  • check Need coverage for other lines of business? – When you buy a Property & Casualty Insurance agent E&O Insurance policy, you can add Life Insurance Coverage, Fixed & Variable Annuities, and even Series 6 transactions.
  • check Instant proof of coverage – Quote, buy, and download your certificate in minutes.
  • check Backed by an A-rated carrier – Reliable protection from trusted insurance partners.
  • check Built for flexibility – Individual and firm options, with limits and deductibles that fit your business.
See if You Can Save 20%. Get a Quote today?

E&O Insurance For Investment Advisors, including RIAs, IARs, and Planners.

Financial Planner

If you’re running an RIA Firm, and an IAR or Financial Planner, you need E&O coverage. And you know the value of a dollar, so you want affordable E&O protection. We offer E&O insurance for financial professionals just like you — flexible, affordable, and easy to buy online.

  • check Tailored for RIA Firms, IARs, or Financial Planners – Choose the coverage that works for your practice.
  • check Need coverage for other lines of business? – E&O for RIAs, IARs, and financial planners can be customized to add Life Insurance Coverage, Series 6, or Series 7 transaction.
  • check Instant proof of coverage – Quote, buy, and download your certificate in minutes.
  • check Backed by an A-rated carrier – Reliable protection from trusted insurance partners.
  • check Built for flexibility – Individual and firm options, with limits and deductibles that fit your business and budget.
See if You Can Save 20%. Get a Quote today?

Insurance for financial professionals begins with E&O Insurance.

Every piece of advice you give carries weight. One misunderstood recommendation or a missed disclosure can turn into a costly claim — even when you’ve done everything right. E&O insurance protects you from the financial impact of professional mistakes, client disputes, and compliance missteps that can derail your business and reputation.

  • check Defends your reputation – Legal defense and settlement costs are covered, so you can keep focusing on your clients.
  • check Meets carrier and broker-dealer requirements – Most financial institutions require proof of E&O coverage before you can do business.
  • check Builds client trust – Showing you carry E&O demonstrates professionalism and accountability.
  • check Completes your protection – Combine E&O with Business Owners and General Liability coverage for a true 360° risk solution.

Protect your advice — and the business you’ve built around it. Next, explore how Business Insurance can safeguard the rest of your operation.

More Business Insurance for Financial Professionals.

AdvisorCovered.com specializes in E&O Insurance for financial professionals, especially Insurance agents and financial advisors. But we’re more than just E&O Insurance, here are two more important coverages every Insurance agent and RIA should have.
General Liability Insurance

General Liability Insurance

Quote & Buy Online
Business Owners Policy

Business Owners’ Policy

Quote & Buy Online
Workers Compensation

Workers’ Compensation

Compare Quotes

Why Trust AdvisorCovered.com?

When it comes to protecting your reputation, experience matters. Our E&O program has been helping advisors and agents stay protected since 2007 — built in partnership with ProSurance and backed by Nationwide, one of the most trusted names in insurance.

At AdvisorCovered, we’ve taken that proven foundation and made it modern. You get the same reliable protection that’s served thousands of professionals for nearly two decades, now available through a fast, fully online experience designed for how you actually work.

  • check Trusted Heritage – A proven program with 15+ years of experience protecting financial professionals.
  • check Nationwide Backing – Underwritten by an A+ rated carrier with a reputation for strength and stability.
  • check Modern Simplicity – Quote, buy, and download your certificate — all online, in minutes.
  • check Expert Support – Real people who understand your business and make insurance refreshingly easy.

We’ve been protecting advisors for years. Now we’re doing it faster, simpler, and smarter — because your coverage should work as hard as you do.

What Are Our Customers Saying?

Jennifer M.
Financial Planner, TX
“Getting E&O coverage used to be a hassle. AdvisorCovered made it quick, easy, and affordable.”
Alex R.
Life & Health Agent, CA
“I had proof of coverage in under ten minutes. It was smoother than any business insurance purchase I’ve ever made.”
Priya S.
RIA Principal, FL
“Finally, a platform that actually understands how advisors work. The process is seamless from start to finish.”
Mark L.
Independent Advisor, WA
“The coverage is solid, the pricing is fair, and the whole thing just feels easy. That’s rare in insurance.”
Rachel C.
Agency Owner, AZ
“It’s reassuring to know my policy is backed by Nationwide and that I can handle everything online.”
Thomas B.
Financial Consultant, NY
“I was impressed with the simplicity. One form, one payment, instant certificate — no follow-up emails needed.”
Dana W.
Investment Advisor, CO
“AdvisorCovered feels modern and trustworthy — a huge upgrade from the old association sites.”
business insurance quote

Insurance for Financial Advisors and Insurance Agents Starts Here

Fast, affordable coverage—quote online in minutes.

Get coverage in minutes. Get an E&O or business insurance quote online, and get instant proof of coverage.

Want to speak with an E&O Specialist?
Call (877) 334-7646

FAQs for Financial Advisors and Insurance Agents

What is Errors & Omissions Insurance?
Errors & Omissions (E&O) — also called Professional Liability — protects financial advisors and insurance agents when advice, recommendations, or administrative mistakes lead to client disputes or financial loss claims. It helps cover legal defense costs and potential settlements, even if you’ve done nothing wrong. In short: it safeguards your reputation and your business when your professional services are questioned.
How do I get a copy of my E&O certificate?
We email your certificate immediately after your policy is issued. You’ll also receive access to your AdvisorCovered account, where you can log in any time to download or print your certificate as needed.
How much does Errors & Omissions Insurance cost?
Getting started with AdvisorCovered.com is fast and affordable. Coverage for financial professionals starts as low as $26.95 per month. Begin your quote online in minutes and get instant proof of coverage.
What’s the difference between General Liability and E&O Insurance?
General Liability covers physical risks like client injuries, property damage, and advertising injury. E&O (Professional Liability) covers financial loss claims tied to your professional advice, recommendations, or services. Many advisors carry both for complete protection.
Why do financial advisors and insurance agents need E&O Insurance?
Even careful professionals face allegations of negligence, misrepresentation, or missed disclosures. E&O helps protect you from the legal and financial fallout of client disputes and compliance issues. It’s often required by carriers and broker-dealers—and it’s essential for protecting your reputation and livelihood.

Disclosure: Could You Save 20%?

AdvisorCovered.com performed an internal review of Insurance Agent and RIA policies issued from March 2024 – March 2025. Premiums for new policies were compared against applicant-provided prior policy costs when available. The average premium difference observed was approximately 18%, with a meaningful portion of insureds experiencing differences of 20% or more after switching to AdvisorCovered.com. Individual premiums vary based on gross annual revenues, limits selected, optional coverages, services performed, and underwriting characteristics. Savings are not guaranteed.