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Business Insurance

Buy small business insurance for financial professionals and insurance agents online in minutes.

Business Insurance Options:

Business Insurance

Get Instant and Affordable Business Insurance

AdvisorCovered.com offers affordable business Insurance Options for Insurance Agents, Agencies, RIAs and More
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    Quote & Apply in Minutes
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    Instant Proof Of E&O Insurance
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    Flexible Low Monthly Instalmments
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    “A (Excellent)” Rated carrier
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    Superior Customer Care
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    Bundle with your E&O Insurance

Business Owner’s Policy

Business Owners Policy
Liability & Property Coverage

Business Owners Policy

A bundled solution for insurance agencies and RIA firms that combines general liability and property coverage into a single, cost-effective business insurance policy.

Starting as low as:

$ 54 .26 / MO

Benefits of a Business Owners Policy

Every Business Owner’s Policy combines General Liability and Property coverage into a single, streamlined solution. This makes it a strong foundation of protection for RIAs and insurance agencies that want simplicity without sacrificing coverage.

CONVENIENT BUNDLE: Pair Your E&O Coverage and Simplify How Your Insurance Is Managed

Policyholder Benefits:

  • check Competitive, everyday pricing
  • check Designed for professional service firms
  • check Online customer portal and mobile access
  • check Bundles General Liability and Property coverage
  • check Built-in BOP coverages that extend protection

Learn about a Business Owner’s Policy

General Liability Insurance

General Liability Insurance
General Liability for Insurance Agents & Advisors

General Liability Insurance

Essential liability protection for insurance agencies and RIA firms against third-party injury, property damage, and common business liability claims.

Starting as low as:

$ 54 .80 / MO

Benefits of a General Liability Insurance Policy

General Liability Insurance helps protect RIAs and insurance agencies from third-party injury, property damage, and common business liability claims that can arise during normal operations.

ESSENTIAL COVERAGE: Core Liability Protection That Supports Your Professional Practice

Policyholder Benefits:

  • check Coverage designed for office-based firms
  • check Protection against third-party claims
  • check Online portal and on-demand certificates
  • check Flexible limits to match firm size
  • check Can be purchased alone or bundled into a BOP

Learn about General Liability Insurance

Workers’ Compensation Insurance

Workers Compensation Insurance
Protection for You and Your Employees

Workers’ Compensation

Required coverage for firms with employees, providing medical and wage benefits for work-related injuries while helping businesses meet state compliance rules.

Starting as low as:

$ 72 .80 / MO

Benefits of Insurance Agent E&O Insurance

Workers’ Compensation Insurance provides required protection for firms with employees, helping cover medical costs and lost wages from work-related injuries or illnesses.

EMPLOYEE PROTECTION: Coverage That Supports Your Team and Meets State Requirements

Policyholder Benefits:

  • check Coverage aligned with state compliance rules
  • check Designed for professional office environments
  • check Supports full-time, part-time, and remote staff
  • check Payroll-based pricing for accuracy and fairness
  • check Helps reduce legal and financial exposure

Learn about Workers’ Compensation Insurance

FAQs About Business Insurance

Will I get immediate evidence of coverage?

Yes. After you purchase your E&O insurance policy, you will be emailed a copy of your certificate, policy. You will also receive an online account where you can download your evidence of insurance 24-hours per day, and the option to use our mobile app.

Why do I need Errors and Omissions (E&O) Insurance?

When you make an error or omission in the sale or servicing of a financial or insurance product, it can trigger a client lawsuit that can cost thousands of dollars to defend. If you are found liable, and a judgment is levied against you in a court of law, you may also be responsible for settlement costs. Having an E&O insurance policy in place provides you with expert legal counsel in the event of a claim. It also helps protect your current and future earnings. It’s a safeguards your business and personal assets against the high costs associated with client litigation and court settlements.

What does Errors and Omissions (E&O) Insurance Cover?
Every E&O policy is different so it’s important to carefully read your policy to understand coverages, exclusions, limits, deductibles and other key policy considerations. E&O insurance policies issued through AdvisorCovered.com are specifically designed to protect insurance agents and financial professionals selling and servicing products that can include life, accident, health, long-term care, disability, Medicare Advantage, Medicare Supplements, employee benefit administration, fixed & indexed annuities, mutual funds and variable products.

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