The Advisor’s Blog

Insurance Agent Coverage

Do Insurance Agents Need E&O Insurance?

February 16, 2026

Insurance agents need E&O insurance — not because they’re careless, but because advice has consequences that unfold years later. And clients remember those conversations differently after a loss.

E&O Resources

Get answers to common E&O policy rules, processes, and coverage questions.

The Advisor’s Blog

Do Insurance Agents Need E&O Insurance?

E&O Resources

The Importance of Continuous Coverage

What is a Retroactive Date?

Understanding the Policy Retention

What is a Claims Made Policy?